Akosua, restaurant owner in Kumasi
With no network at the Saturday market, she pays Ama for her spices with a QR code.
She had set an amount aside in the Kudu app, and Ama's app sends the receipt when Ama's phone has network again.
Pay and get paid where there is no network.
In the Kudu app, you can pay and get paid at a roadside stand, in a market, in a village shop or on a bus, with no network.
Offline payments are not open to everyone yet. Ask to join and we will write to you.
How it works
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Pay
While there is network, the payer sets an amount aside in the Kudu app. The app shows what leaves the payer's balance before the payer confirms. With no network, the payer scans the receiver's code and shows a receipt code.
Show this code to the receiver The receiver scans this code. Keep this screen open until they are done.
The payer's phone shows the receipt code. The receiver scans it. -
Accept
The receiver types the price and shows a code. After the payer shows the receipt code, the receiver scans it, and the phone saves the receipt.
Receipt saved on this phone Amount of this receipt
12.00USDC
BuyerAkosuaReceived onRedeem beforeThe receiver's phone saves the receipt. -
Back online
When the receiver's phone has network again, the Kudu app sends the receipt. It must send it before the time shown on the receipt.
Receipt 12.00USDC
BuyerAkosuaReceived onRedeem beforeThis phone redeems this receipt as soon as it has a connection.
The receipt stays on this phone.
The receiver's phone sends the receipt as soon as it has network.
Who offline payments are for
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You sell or pay where the network is weak or missing.
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You have a smartphone.
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You have the Kudu app.
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The payer pays in USDC.
Ask to join
Send your name, country and e-mail. We reply by e-mail.
Request sent
We have your request. We reply by e-mail. You do not need to do anything else.
Frequently asked questions
Do I need internet?
Not at the moment you pay, but the app needs network before that, and the receiver's phone needs it again to send the receipt. The receiver's phone must send the receipt before the time shown as Redeem before. After that time the receipt is worth nothing.
What do offline payments cost?
The Kudu app shows the cost, and the total that leaves the payer's balance, before the payer confirms.
Who can use offline payments?
Anyone with a smartphone and the Kudu app can ask to join. The payer pays in USDC.
Read how Kudu works.
Send USDC from your own wallet, or follow a guide with the screens you will see in the app.