USDC on Stellar
Hold and send USDC from your own wallet.
USDC is a digital token that Circle, its issuer, describes as pegged to the US dollar. Your Kudu wallet shows it first, on the Stellar network. Its price in your own currency changes from day to day. Read the risks below before you receive or send it.
- Held in your own wallet, on the Stellar network.
- Transactions are confirmed on the Stellar network.
- Each Kudu fee is shown before you confirm.
Step 2 of 3 · Amount
Maman receives
150.00USDC
Available : 1,284.50 USDCMAX
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How it works
Three steps to hold and use USDC
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Create your wallet
Your wallet is created on your device. Write your recovery phrase (24 words) on paper, in order, and keep it private. Anyone who has your recovery phrase can control your wallet. Verify your identity before you send or show your address.
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Hold USDC
Your wallet holds USDC at your own address. You can send it to a Kudu member or to any Stellar address.
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Cash in and cash out
Add cash to your wallet or turn your USDC into cash at a MoneyGram location. MoneyGram sets and charges its own fee, Kudu charges a fee on some actions, and each fee is shown before you confirm.
What USDC is
Circle describes USDC in its white paper for the EU, read on 23 October 2026. The guide has the full wording.
What can go wrong
Know these six things before you hold USDC.
The price can move
Circle itself lists price volatility among the risks of digital assets.
No deposit protection, says Circle
Circle states that digital assets are not covered by deposit protection insurance.
It is priced in US dollars
Its value in your own currency changes from day to day. Amounts that Kudu shows in other currencies are an indication only.
A confirmed send cannot be undone
A send to a wrong address, or on a different network, can be lost for good. Send USDC only on the Stellar network.
Circle sets the conditions for redeeming USDC for dollars
Circle can refuse to redeem USDC for a holder who does not meet Circle's conditions.
Your recovery phrase opens your wallet
Write your recovery phrase on paper, in order, and keep it private.
Sources: Circle, USDC page, read on 23 October 2026. Circle, redemption policy for the EU, last updated 15 September 2026, read on 23 October 2026. The guide lists every source.
Why Kudu uses USDC
- In Kudu you send USDC, ask for it with a payment link, lock it in contracts, and cash it out with MoneyGram.
- Circle issues USDC on the Stellar network, and Kudu is built on Stellar.
- Circle issues USDC. Kudu does not issue USDC and does not hold the dollars that back it.
How to get USDC
Create your wallet
You get a recovery phrase to write down.
Share your address
USDC sent to it on the Stellar network arrives in your wallet. Send USDC only, and only on Stellar.
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Ask for an amount
Create a payment link. The payer pays from their own Kudu wallet.
Add cash with MoneyGram
MoneyGram sets its own fee, and you are taken to MoneyGram's page.
How to use USDC
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Send
Send USDC to a Kudu member by phone or email, or to any Stellar address, after you verify your identity.
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Escrow contracts
Lock USDC in a contract with the other party and a mediator you choose.
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Group buying (pilot)
Put your share into a group buy on a partner's site.
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Cash out
Turn USDC into cash at a MoneyGram location. MoneyGram sets and charges its own fee, Kudu charges a fee on some actions, and each fee is shown before you confirm.
Frequently asked questions
Do I need to understand crypto to use Kudu?
What is USDC, and why does Kudu use it?
What can I do with USDC in Kudu?
Is USDC the same as a dollar?
Can I lose my USDC?
Why does Kudu use the Stellar network?
Create your wallet on your device
Write your recovery phrase on paper and keep it private.